diff --git a/README.md b/README.md
index 9eaa5da..32f4abf 100644
--- a/README.md
+++ b/README.md
@@ -106,3 +106,19 @@ $menus = [
 | source_id | bigint | null | - | 来源(多态关联) |
 | created_at | timestamp | null | - | 创建时间 |
 | updated_at | timestamp | null | - | 更新时间 |
+
+## 收货地址: user_address
+
+| column | type | nullable | default | comment |
+| - | - | - | - | - |
+| id | bigint | not null | - | 主键 |
+| user_id | bigint | not null | - | 外键关联 users.id |
+| contact_name | varchar(191) | not null | - | 联系人 |
+| phone | varchar(191) | not null | - | 电话 |
+| address | varchar(191) | not null | - | 地址 |
+| province_id | bigint | null | - | 所属地区 |
+| city_id | bigint | null | - | 所属地区 |
+| area_id | bigint | null | - | 所属地区 |
+| is_default | int | not null | 0 | 默认地址 |
+| created_at | timestamp | null | - | 创建时间 |
+| updated_at | timestamp | null | - | 更新时间 |
diff --git a/database/migrations/2022_10_09_091648_create_user_withdraw_table.php b/database/migrations/2022_10_09_091648_create_user_withdraw_table.php
new file mode 100644
index 0000000..a942921
--- /dev/null
+++ b/database/migrations/2022_10_09_091648_create_user_withdraw_table.php
@@ -0,0 +1,40 @@
+<?php
+
+use Illuminate\Database\Migrations\Migration;
+use Illuminate\Database\Schema\Blueprint;
+use Illuminate\Support\Facades\Schema;
+
+return new class extends Migration
+{
+    /**
+     * Run the migrations.
+     *
+     * @return void
+     */
+    public function up()
+    {
+        Schema::create('user_withdraw', function (Blueprint $table) {
+            $table->id();
+            $table->unsignedBigInteger('user_id')->comment('申请人');
+            $table->decimal('amount', 12, 2)->comment('提现数量');
+            $table->decimal('balance', 12, 2)->comment('剩余');
+            $table->unsignedInteger('status')->default(0)->comment('状态');
+            $table->json('payee')->nullable()->comment('收款账户');
+            $table->json('payer')->nullable()->comment('打款账户');
+            $table->string('reason')->nullable()->comment('原因');
+            $table->string('remarks')->nullable()->comment('备注');
+            $table->timestamp('finish_at')->nullable()->comment('完成时间');
+            $table->timestamps();
+        });
+    }
+
+    /**
+     * Reverse the migrations.
+     *
+     * @return void
+     */
+    public function down()
+    {
+        Schema::dropIfExists('user_withdraw');
+    }
+};
diff --git a/lang/en/withdraw.php b/lang/en/withdraw.php
new file mode 100644
index 0000000..ca5d8ed
--- /dev/null
+++ b/lang/en/withdraw.php
@@ -0,0 +1,5 @@
+<?php
+
+return [
+
+];
diff --git a/lang/zh_CN/withdraw.php b/lang/zh_CN/withdraw.php
new file mode 100644
index 0000000..522e761
--- /dev/null
+++ b/lang/zh_CN/withdraw.php
@@ -0,0 +1,23 @@
+<?php
+
+return [
+    'labels' => [
+        'withdraw' => '提现管理',
+        'Withdraw' => '提现管理',
+    ],
+    'fields' => [
+        'balance' => '余额',
+        'amount' => '提现数量',
+        'payee' => '收款账户',
+        'payer' => '打款账户',
+        'remarks' => '备注',
+        'status' => '状态',
+        'user_id' => '申请人',
+        'user' => [
+            'phone' => '申请人'
+        ],
+        'created_at' => '申请时间',
+        'finish_at' => '完成时间',
+        'reason' => '失败原因',
+    ]
+];
diff --git a/routes/admin.php b/routes/admin.php
index 58078ff..a3d5fdb 100644
--- a/routes/admin.php
+++ b/routes/admin.php
@@ -12,4 +12,6 @@ Route::group([
 
     Route::resource('users', UserController::class)->names('dcat.admin.users');
     Route::resource('user-balance', UserBalanceController::class)->names('dcat.admin.user_balance');
+    
+    Route::resource('withdraw', WithdrawController::class)->names('dcat.admin.withdraw')->only(['index', 'show']);
 });
diff --git a/routes/api.php b/routes/api.php
index 50e497e..bfaf550 100644
--- a/routes/api.php
+++ b/routes/api.php
@@ -26,5 +26,8 @@ Route::group([
 
         Route::get('address/default', [AddressController::class, 'default']);
         Route::apiResource('address', AddressController::class);
+
+        Route::post('withdraw/{id}/cancel', [WithdrawController::class, 'cancel']);
+        Route::apiResource('withdraw', WithdrawController::class)->only(['index', 'show', 'store']);
     });
 });
diff --git a/src/Action/Withdraw/BatchCheck.php b/src/Action/Withdraw/BatchCheck.php
new file mode 100644
index 0000000..016a2a5
--- /dev/null
+++ b/src/Action/Withdraw/BatchCheck.php
@@ -0,0 +1,34 @@
+<?php
+
+namespace Peidikeji\User\Action\Withdraw;
+
+use Dcat\Admin\Grid\BatchAction;
+use Dcat\Admin\Widgets\Modal;
+use Peidikeji\User\Form\Withdraw\CheckForm;
+
+class BatchCheck extends BatchAction
+{
+    protected $title = '审核';
+
+    protected function html()
+    {
+        $form = CheckForm::make()->payload(['remarks' => '']);
+        return Modal::make()
+            ->lg()
+            ->title($this->title)
+            ->body($form)
+            ->onLoad($this->getModalScript())
+            ->button($this->title);
+    }
+
+    protected function getModalScript()
+    {
+        // 弹窗显示后往隐藏的id表单中写入批量选中的行ID
+        return <<<JS
+            // 获取选中的ID数组
+            var key = {$this->getSelectedKeysScript()}
+
+            $('#batch-check-id').val(key);
+        JS;
+    }
+}
diff --git a/src/Action/Withdraw/RowCheck.php b/src/Action/Withdraw/RowCheck.php
new file mode 100644
index 0000000..2c4cd5c
--- /dev/null
+++ b/src/Action/Withdraw/RowCheck.php
@@ -0,0 +1,23 @@
+<?php
+
+namespace Peidikeji\User\Action\Withdraw;
+
+use Dcat\Admin\Grid\RowAction;
+use Dcat\Admin\Widgets\Modal;
+use Peidikeji\User\Form\Withdraw\CheckForm;
+
+class RowCheck extends RowAction
+{
+    protected $title = '审核';
+
+    protected function html()
+    {
+        $model = $this->row();
+        $form = CheckForm::make()->payload(['remarks' => $model->remarks ?: '', 'id' => $model->id]);
+        return Modal::make()
+            ->lg()
+            ->title($this->title)
+            ->body($form)
+            ->button($this->title);
+    }
+}
diff --git a/src/Enums/WithdrawStatus.php b/src/Enums/WithdrawStatus.php
new file mode 100644
index 0000000..ee5cdcd
--- /dev/null
+++ b/src/Enums/WithdrawStatus.php
@@ -0,0 +1,58 @@
+<?php
+
+namespace Peidikeji\User\Enums;
+
+enum WithdrawStatus: int
+{
+    case None = 0;
+    case Processing = 1;
+    case Success = 2;
+    case Fail = 3;
+    case Cancel = 4;
+
+    public static function options()
+    {
+        return [
+            self::None->value => '待处理',
+            self::Processing->value => '处理中',
+            self::Success->value => '成功',
+            self::Fail->value => '失败',
+            self::Cancel->value => '已取消',
+        ];
+    }
+
+    public function color()
+    {
+        return match ($this) {
+            static::None => 'warning',
+            static::Processing => 'secondary',
+            static::Success => 'success',
+            static::Fail => 'danger',
+            static::Cancel => 'secondary',
+            default => 'dark',
+        };
+    }
+
+    public function text()
+    {
+        return data_get(self::options(), $this->value);
+    }
+
+    public function label()
+    {
+        $color = $this->color();
+
+        $name = $this->text();
+
+        return "<span class='label bg-${color}'>{$name}</span>";
+    }
+
+    public function dot()
+    {
+        $color = $this->color();
+
+        $name = $this->text();
+
+        return "<i class='fa fa-circle text-$color'>&nbsp;&nbsp;{$name}</span>";
+    }
+}
diff --git a/src/Exceptions/WitdrawException.php b/src/Exceptions/WitdrawException.php
new file mode 100644
index 0000000..ba14416
--- /dev/null
+++ b/src/Exceptions/WitdrawException.php
@@ -0,0 +1,23 @@
+<?php
+
+namespace Peidikeji\User\Exceptions;
+
+use Dcat\Admin\Traits\JsonResponse;
+use Exception;
+
+class WitdrawException extends Exception
+{
+    use JsonResponse;
+
+    protected $code = 400;
+
+    public function report()
+    {
+        return false;
+    }
+
+    public function render($request)
+    {
+        return $this->error($this->message, $this->code);
+    }
+}
diff --git a/src/Filters/WithdrawFilter.php b/src/Filters/WithdrawFilter.php
new file mode 100644
index 0000000..aa8f22e
--- /dev/null
+++ b/src/Filters/WithdrawFilter.php
@@ -0,0 +1,31 @@
+<?php
+
+namespace Peidikeji\User\Filters;
+
+use Carbon\Carbon;
+use EloquentFilter\ModelFilter;
+
+class WithdrawFilter extends ModelFilter
+{
+    public function user($v)
+    {
+        $this->where('user_id', $v);
+    }
+
+    public function status($v)
+    {
+        $this->whereIn('status', is_array($v) ? $v : explode(',', $v));
+    }
+
+    public function createdStart($v)
+    {
+        $time = Carbon::createFromTimestamp(strtotime($v));
+        $this->where('created_at', '>=', $time);
+    }
+
+    public function createdEnd($v)
+    {
+        $time = Carbon::createFromTimestamp(strtotime($v));
+        $this->where('created_at', '<=', $time);
+    }
+}
diff --git a/src/Form/Withdraw/CheckForm.php b/src/Form/Withdraw/CheckForm.php
new file mode 100644
index 0000000..b3bc462
--- /dev/null
+++ b/src/Form/Withdraw/CheckForm.php
@@ -0,0 +1,62 @@
+<?php
+
+namespace Peidikeji\User\Form\Withdraw;
+
+use Dcat\Admin\Contracts\LazyRenderable;
+use Dcat\Admin\Traits\LazyWidget;
+use Dcat\Admin\Widgets\Form;
+use Illuminate\Support\Arr;
+use Illuminate\Support\Facades\DB;
+use Peidikeji\User\Enums\WithdrawStatus;
+use Peidikeji\User\Models\UserWithdraw;
+use Peidikeji\User\WithdrawService;
+
+class CheckForm extends Form implements LazyRenderable
+{
+    use LazyWidget;
+
+    protected $buttons = ['reset' => false, 'submit' => true];
+
+    public function handle(array $input)
+    {
+        $ids = $input['id'] ? explode(',', $input['id']) : null;
+        if (!$ids) {
+            $ids = [$this->payload['id']];
+        }
+
+        try {
+            DB::beginTransaction();
+            foreach(UserWithdraw::where('status', WithdrawStatus::None)->get() as $info) {
+                if ($input['status'] == WithdrawStatus::Success->value) {
+                    WithdrawService::make()->success($info);
+                } else {
+                    WithdrawService::make()->fail($info, ['reason' => $input['reason']]);
+                }
+                $info->update(['remarks' => $input['remarks']]);
+            }
+            DB::commit();
+            return $this->response()->success('操作成功')->refresh();
+        } catch (\Exception $e) {
+            DB::rollBack();
+
+            return $this->response()->error($e->getMessage());
+        }
+    }
+
+    public function form()
+    {
+        $options = WithdrawStatus::options();
+        $this->radio('status')->options(Arr::only($options, [WithdrawStatus::Success->value, WithdrawStatus::Fail->value]))->required();
+        $this->text('reason');
+        $this->text('remarks');
+        $this->hidden('id')->attribute('id', 'batch-check-id');
+    }
+
+    public function default()
+    {
+        return [
+            'remarks' => $this->payload['remarks'],
+            'status' => WithdrawStatus::Success->value
+        ];
+    }
+}
diff --git a/src/Http/Admin/WithdrawController.php b/src/Http/Admin/WithdrawController.php
new file mode 100644
index 0000000..5e18b38
--- /dev/null
+++ b/src/Http/Admin/WithdrawController.php
@@ -0,0 +1,94 @@
+<?php
+
+namespace Peidikeji\User\Http\Admin;
+
+use Carbon\Carbon;
+use Dcat\Admin\Admin;
+use Dcat\Admin\Grid;
+use Dcat\Admin\Grid\Displayers\Actions;
+use Dcat\Admin\Grid\Filter;
+use Dcat\Admin\Grid\Tools\BatchActions;
+use Dcat\Admin\Show;
+use Dcat\Admin\Http\Controllers\AdminController;
+use Peidikeji\User\Action\Withdraw\BatchCheck;
+use Peidikeji\User\Action\Withdraw\RowCheck;
+use Peidikeji\User\Enums\WithdrawStatus;
+use Peidikeji\User\Models\UserWithdraw;
+
+class WithdrawController extends AdminController
+{
+    protected $translation = 'dcat-admin-user::withdraw';
+
+    protected function grid()
+    {
+        return Grid::make(UserWithdraw::with(['user']), function (Grid $grid) {
+            $grid->model()->sort();
+
+            $grid->rowSelector()->disable(function ($row) {
+                return $row->status !== WithdrawStatus::None;
+            });
+            $grid->column('user.phone');
+            $grid->column('amount');
+            $grid->column('status')->display(fn() => $this->status->label());
+            $grid->column('created_at');
+
+            $grid->filter(function (Filter $filter) {
+                $filter->panel();
+                $filter->equal('user_id')->select()->ajax('api/users?_paginate=1')->width(3);
+                $filter->equal('status')->select(WithdrawStatus::options())->width(3);
+                $filter->whereBetween('created_at', function ($q) {
+                    $start = data_get($this->input, 'start');
+                    $start = $start ? Carbon::createFromFormat('Y-m-d', $start) : null;
+                    $end = data_get($this->input, 'end');
+                    $end = $end ? Carbon::createFromFormat('Y-m-d', $end) : null;
+                    if ($start) {
+                        if ($end) {
+                            $q->whereBetween('created_at', [$start, $end]);
+                        }
+                        $q->where('created_at', '>=', $start);
+                    } else if ($end) {
+                        $q->where('created_at', '<=', $end);
+                    }
+                })->date()->width(6);
+            });
+
+            $grid->showRowSelector();
+            $grid->disableCreateButton();
+            $grid->disableDeleteButton();
+            $grid->disableEditButton();
+            $grid->disableBatchDelete();
+
+            $user = Admin::user();
+            $grid->actions(function (Actions $actions) use ($user) {
+                $row = $actions->row;
+                if ($user->can('dcat.admin.withdraw.check') && $row->status === WithdrawStatus::None) {
+                    $actions->append(new RowCheck());
+                }
+            });
+
+            $grid->batchActions(function (BatchActions $actions) use ($user) {
+                if ($user->can('dcat.admin.withdraw.check')) {
+                    $actions->add(new BatchCheck());
+                }
+            });
+        });
+    }
+
+    protected function detail($id)
+    {
+        return Show::make($id, UserWithdraw::with(['user']), function (Show $show) {
+            
+            $show->field('user_id')->as(fn() => $this->user?->phone);
+            $show->field('amount');
+            $show->field('balance');
+            $show->field('status')->as(fn() => $this->status->label())->unescape();
+            $show->field('created_at');
+            $show->field('finish_at');
+            $show->field('reason');
+            $show->field('remarks');
+
+            $show->disableEditButton();
+            $show->disableDeleteButton();
+        });
+    }
+}
diff --git a/src/Http/Api/WithdrawController.php b/src/Http/Api/WithdrawController.php
new file mode 100644
index 0000000..6f5ecd5
--- /dev/null
+++ b/src/Http/Api/WithdrawController.php
@@ -0,0 +1,74 @@
+<?php
+
+namespace Peidikeji\User\Http\Api;
+
+use App\Http\Controllers\Controller;
+use Illuminate\Http\Request;
+use Illuminate\Support\Facades\DB;
+use Peidikeji\User\Http\Resources\WithdrawResource;
+use Peidikeji\User\WithdrawService;
+
+class WithdrawController extends Controller
+{
+    public function index(Request $request)
+    {
+        $user = auth('api')->user();
+
+        $query = $user->withdraws()->filter($request->all());
+
+        $list = $query->paginate($request->input('per_page'));
+
+        return $this->json(WithdrawResource::collection($list));
+    }
+
+    public function show($id)
+    {
+        $user = auth('api')->user();
+        $info = $user->withdraws()->findOrFail($id);
+
+        return $this->json(WithdrawResource::make($info));
+    }
+
+    public function store(Request $request)
+    {
+        $user = auth('api')->user();
+        $request->validate([
+            'amount' => 'numeric|gt:0|lte:' . floatval($user->balance)
+        ], [
+            'amount.gt' => '提现数量必须大于 0',
+            'amount.lte' => '余额不足'
+        ]);
+        $amount = $request->input('amount');
+
+        try {
+            DB::beginTransaction();
+
+            $info = WithdrawService::make()->apply($user, $amount);
+            DB::commit();
+            return $this->success('申请成功', WithdrawResource::make($info));
+        } catch (\Exception $e) {
+            DB::rollBack();
+
+            return $this->error($e->getMessage());
+        }
+
+    }
+
+    public function cancel($id)
+    {
+        $user = auth('api')->user();
+        $info = $user->withdraws()->findOrFail($id);
+        
+        try {
+            DB::beginTransaction();
+
+            WithdrawService::make()->cancel($info);
+            DB::commit();
+            return $this->success('取消成功');
+        } catch (\Exception $e) {
+            DB::rollBack();
+
+            return $this->error($e->getMessage());
+        }
+    }
+}
diff --git a/src/Http/Resources/WithdrawResource.php b/src/Http/Resources/WithdrawResource.php
new file mode 100644
index 0000000..deb8567
--- /dev/null
+++ b/src/Http/Resources/WithdrawResource.php
@@ -0,0 +1,26 @@
+<?php
+
+namespace Peidikeji\User\Http\Resources;
+
+use Illuminate\Http\Resources\Json\JsonResource;
+
+class WithdrawResource extends JsonResource
+{
+    public function toArray($request)
+    {
+        return [
+            'id' => $this->id,
+            'balance' => floatval($this->balance),
+            'amount' => floatval($this->amount),
+            'payee' => $this->payee,
+            'payer' => $this->payer,
+            'remarks' => $this->remarks,
+            'status' => $this->status,
+            'status_text' => $this->status->text(),
+            'user_id' => $this->id,
+            'finish_at' => $this->finish_at?->timestamp,
+            'reason' => $this->reason,
+            'created_at' => $this->created_at?->timestamp,
+        ];
+    }
+}
diff --git a/src/Models/User.php b/src/Models/User.php
index be2a1f6..2388ea8 100644
--- a/src/Models/User.php
+++ b/src/Models/User.php
@@ -75,6 +75,11 @@ class User extends Authenticatable
         return $this->hasMany(UserCoupon::class, 'user_id');
     }
 
+    public function withdraws()
+    {
+        return $this->hasMany(UserWithdraw::class, 'user_id');
+    }
+
     public function scopeSort($q)
     {
         return $q->latest('id');
diff --git a/src/Models/UserAddress.php b/src/Models/UserAddress.php
index 637b07e..697934a 100644
--- a/src/Models/UserAddress.php
+++ b/src/Models/UserAddress.php
@@ -7,6 +7,8 @@ use Peidikeji\Region\Models\Region;
 
 class UserAddress extends Model
 {
+    protected $table = 'user_address';
+    
     protected $fillable = [
         'user_id', 'contact_name', 'phone', 'address', 'province_id', 'city_id', 'area_id', 'is_default',
     ];
diff --git a/src/Models/UserWithdraw.php b/src/Models/UserWithdraw.php
new file mode 100644
index 0000000..1314bc7
--- /dev/null
+++ b/src/Models/UserWithdraw.php
@@ -0,0 +1,46 @@
+<?php
+
+namespace Peidikeji\User\Models;
+
+use Dcat\Admin\Traits\HasDateTimeFormatter;
+use EloquentFilter\Filterable;
+use Illuminate\Database\Eloquent\Model;
+use Peidikeji\User\Enums\WithdrawStatus;
+use Peidikeji\User\Filters\WithdrawFilter;
+
+class UserWithdraw extends Model
+{
+    use HasDateTimeFormatter;
+    use Filterable;
+
+    protected $table = 'user_withdraw';
+
+    protected $fillable = ['balance', 'amount', 'payee', 'payer', 'remarks', 'status', 'user_id', 'finish_at', 'reason'];
+
+    protected $casts = [
+        'status' => WithdrawStatus::class,
+        'payee' => 'json',
+        'payer' => 'json',
+    ];
+
+    protected $dates = ['finish_at'];
+
+    protected $attributes = [
+        'status' => WithdrawStatus::None
+    ];
+
+    public function user()
+    {
+        return $this->belongsTo(User::class, 'user_id');
+    }
+
+    public function modelFilter()
+    {
+        return WithdrawFilter::class;
+    }
+
+    public function scopeSort($q)
+    {
+        return $q->latest('created_at');
+    }
+}
diff --git a/src/UserServiceProvider.php b/src/UserServiceProvider.php
index 26a5392..55e701e 100644
--- a/src/UserServiceProvider.php
+++ b/src/UserServiceProvider.php
@@ -32,6 +32,7 @@ class UserServiceProvider extends ServiceProvider
                 ['id' => 1, 'parent_id' => 0, 'title' => '用户模块', 'icon' => 'feather icon-user', 'uri' => ''],
                 ['id' => 2, 'parent_id' => 1, 'title' => '用户管理', 'icon' => '', 'uri' => '/users'],
                 ['id' => 3, 'parent_id' => 1, 'title' => '余额流水', 'icon' => '', 'uri' => '/user-balance'],
+                ['id' => 4, 'parent_id' => 1, 'title' => '提现管理', 'icon' => '', 'uri' => '/withdraw'],
             ]);
         });
     }
diff --git a/src/WithdrawService.php b/src/WithdrawService.php
new file mode 100644
index 0000000..0a56f14
--- /dev/null
+++ b/src/WithdrawService.php
@@ -0,0 +1,115 @@
+<?php
+
+namespace Peidikeji\User;
+
+use Peidikeji\User\Enums\WithdrawStatus;
+use Peidikeji\User\Exceptions\WitdrawException;
+use Peidikeji\User\Models\UserWithdraw;
+
+class WithdrawService
+{
+    public static function make(): static
+    {
+        return new static();
+    }
+
+    public function apply($user, $amount, $data = [])
+    {
+        // 扣除余额
+        $user->decrement('balance', $amount);
+        $balance = $user->balance;
+
+        // 添加申请记录
+        $info = $user->withdraws()->create([
+            'balance' => $balance,
+            'amount' => $amount,
+            'payee' => data_get($data, 'payee')
+        ]);
+
+        // 添加流水记录
+        $user->balanceLogs()->create([
+            'user_name' => $user->phone,
+            'amount' => 0-$amount,
+            'balance' => $balance,
+            'cate' => '提现',
+            'description' => '申请提现, 扣除余额',
+            'source_id' => $info->id,
+            'source_type' => (new UserWithdraw())->getMorphClass()
+        ]);
+
+        return $info;
+    }
+
+    public function cancel(UserWithdraw $info)
+    {
+        if ($info->status !== WithdrawStatus::None) {
+            throw new WitdrawException('申请已处理, 无法取消');
+        }
+
+        $info->update(['status' => WithdrawStatus::Cancel]);
+
+        $this->refund($info);
+    }
+
+    public function refund(UserWithdraw $info)
+    {
+        $user = $info->user;
+        $amount = $info->amount;
+        // 退回余额
+        $user->increment('balance', $amount);
+        $balance = $user->balance;
+
+        $cate = match($info->status) {
+            WithdrawStatus::Cancel => '提现',
+            WithdrawStatus::Fail => '提现',
+            default => '提现'
+        };
+        $description = match($info->status) {
+            WithdrawStatus::Cancel => '取消提现申请, 退回余额',
+            WithdrawStatus::Fail => $info->reason,
+            default => '退回余额'
+        };
+
+        // 添加流水记录
+        $user->balanceLogs()->create([
+            'user_name' => $user->phone,
+            'amount' => $amount,
+            'balance' => $balance,
+            'cate' => $cate,
+            'description' => $description,
+            'source_id' => $info->id,
+            'source_type' => $info->getMorphClass()
+        ]);
+    }
+
+    public function success(UserWithdraw $info, $time = null)
+    {
+        if ($info->status !== WithdrawStatus::None) {
+            throw new WitdrawException('申请已处理');
+        }
+        $info->update([
+            'status' => WithdrawStatus::Success,
+            'finish_at' => $time ?: now(),
+        ]);
+    }
+
+    /**
+     * 申请失败
+     * 
+     * @param UserWithdraw $info
+     * @param array $options 其他参数(reason)
+     */
+    public function fail(UserWithdraw $info, $options = [])
+    {
+        if ($info->status !== WithdrawStatus::None) {
+            throw new WitdrawException('申请已处理');
+        }
+        $info->update([
+            'status' => WithdrawStatus::Fail,
+            'reason' => data_get($options, 'reason'),
+            'finish_at' => data_get($options, 'finish_at', now())
+        ]);
+
+        $this->refund($info);
+    }
+}